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Need cash for immediate personal needs? Or you just want to add more working capital for your business?

Quick Loan – Jewelry allows you to immediately obtain cash using your gold jewelries as collateral. Interest rate is reasonable and competitive of up to 3% per month.


All types of gold jewelry such as bracelet, necklace, earring, ring, pendant among others.

Loan Amount

Minimum of P30,000.00



  • Yes, just fill out and sign the application form completely
  • Submit complete requirements together with the application form to your nearest Penbank Branch and wait for 1 day for the status of your application
Here are the requirements needed if you are:

  • Certificate of Employment issued by HRD or other authorized signatory of the company with accompanying disclosure on monthly gross salary
  • Latest 2 months pay slips
  • Two Valid Identification Cards
  • Latest Two Years Income Tax Return
  • Other Proof of Other Sources of Income
  • Marriage Contract for married applicants
  • 2 x 2 ID pictures of borrower and spouse
No, gemstones are not included in the appraising the value of the gold
The processing of your loan would only take 1 day upon submission of the complete requirements



Our excellence in performance has earned recognition in the different industries we operate.
We have 48 widely diversified business units and operations that span in the Philippines, Indonesia, Papua New Guinea, Netherlands and United States.